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FHA shrinks waiting period for families that have had foreclosures and short sales - Now is the time to buy

FHA shrinks waiting period for families that have had foreclosures and short sales - Now is the time to buy. If you have had a home that was foreclosed on or were forced to do a "Short Sale" and were told the waiting period to be able to purchase again was 5-7 years, please read this.

I have been talking about and hearing for a year or so that this was coming but now it is great to hear that help is on the way for those who were put into a position of having to do a short sale or had their homes foreclosed on.  It was apparent from the outset that the government was not going to be able to enforce the extended wait times initially expected for those who suffered the loss to be able to purchase homes again. The economy relies heavily on the housing market and in order to get us moving in the right direction I felt this was coming. 

The FHA has revised their guidelines to assist borrowers in being able to purchase homes in as little as 12 months after a foreclosure or short sale. Borrowers must demonstrate they have fully recovered from the event that caused the hardship and complete housing counseling but this is welcome news to anyone who has had to go through losing a home.

You can read the full article from DSNews.com here:

FHA Trims Waiting Period For Purchases

If you or someone you know has had to do a Short Sale on their home or have had their homes foreclosed on and are on the road to recovery please reach out to us and let us put you in touch with one of our preferred lenders so we can get you back into your OWN home.

Call us at 678-775-2718.

"EggZone" Big Green Egg giveaway. Presented by Hermes Realty Group - Keller Williams Realty

"EggZone" Big Green Egg giveaway. Presented by Hermes Realty Group - Keller Williams Realty and American Casual Living in Buford Georgia, across from the Mall of Georgia.


Want to win a FREE Big Green Egg just in time for college and professional football? If so, make sure you register to win the large Big Green Egg we are giving away in conjunction with American Casual Living in Buford across the Mall of Georgia. 

The "EggZone" give away kicks off today!

There are three simple steps you need to do in order to qualify to win the Big Green Egg we will be giving away on September 8th at the end of the huge Tent Sale American Casual is having for Labor Day weekend.

1. Like the American Casual Living Facebook page
2. Like our Hermes Realty Group of Keller Williams Realty Facebook page
3. Stop by American Casual Living at 1955 Mall of Georgia Boulevard and let them know you want to register to win. Once you are there, fill out the registration form and you will be entered into the drawing.




The drawing will be held at 5pm on September 8th at the end of the American Casual Living "Tent Sale". You do not need to be present to win but if you are we are going to throw in a additional prize just for being there.  American Casual is also going to offer a one time discount when you walk in to enter the contest. Don't delay, get registered soon and make sure to "Like" both pages. 

PS: Looking to buy, sell or invest in real estate? Give me a call and let's talk. 678-775-2718.

How Much Is Your Home Worth In Todays Market? Guaranteed Sale in Gwinnett and Forsyth County

How Much Is Your Home Worth In Todays Market? Guaranteed Sale in Gwinnett and Forsyth county Georgia will provide a free confidential market analysis of your homes value.

In the ever changing real estate market, home values are fluctuating constantly and Hermes Realty Group is providing this absolutely free service to homeowners nation wide. Homes in Gwinnett and Forsyth county in Georgia are selling fast and homeowners need and want to know a fair and reasonable price that can be expected.

The Guaranteed Sale website is also a must for potential buyers as purchasing a home is more than likely the largest investment you will make in your lifetime so you need to know you are not about to overpay for your new home.

Looking to sell and found your homes value on the Guaranteed Sale website? We offer a Guaranteed Sale program so let us know how we can help you.

Check out the site and let us know how we can Guarantee you are in a new home in as little as 100 days.

Matt Hermes
Hermes Realty Group
Keller Williams Realty
Atlanta Partners
678-775-2787
Matt@MattHermes.com

Hermes & Associates Sells Hamilton Mill - Dacula, GA

Hermes & Associates sells Hamilton Mill - Dacula, GA and just last week we helped two Hamilton Mill homeowners sell their homes.  Both of these Hamilton Mill homes were under contract in less than 10 days and both sold for over 98% of asking price.

Hamilton Mill is a master planned community located in Northeast Gwinnett County with over 2,100 homes with prices from the mid $100's to high $600,000 price range.

Hermes & Associates's, Matt Hermes, is a neighborhood resident for over 10 years and has sold more Hamilton Mill homes than any other agent for a number of years. 2012 was no exception as Hermes & Associates again led the charge of home sales.

So far in 2012, over 50 homes in Hamilton Mill have already sold which again shows why Hamilton Mill is one of the most sought after subdivisions in the Atlanta market. Currently there are only 38 active Hamilton Mill homes for sale. The most expensive home in located on Regalview Landing and priced just under $650,000 and the least expensive is priced at $180,000 which is located on Ridgemill Terrace.

With only 38 active homes for sale this bodes well for Sellers as limited inventory tends to drive prices upwards. Matt Hermes, however knows of at least a dozen homes that while not "officially" on the market would sell if the price dictates. Looking to buy but can't find your new home online? Give us a call, we may have one for you.

As the leading Hamilton Mill agent and the #2 Realtor in Northeast Atlanta in 2012, Hermes & Associates is ready to provide exceptional service to you, our newest client. We offer a "No Hassle" listing that allows you to terminate your listing agreement with us if you are not happy with are service. If you or someone you know is looking to buy, sell or invest in real estate please give us a call.

Hermes & Associates
Keller Williams Realty
678-775-2718
AtlantaHomesGuru@Gmail.com
www.AtlantaHomesGuru.com

New Home Construction up 6.8% in May / Matt Hermes - Keller Williams Realty

New Home Construction up 6.8% in May according (Matt Hermes - Keller Williams Realty) to the latest figures from the Commerce Department.  While this is great news for the new home industry it can and in my opinion, will cause the current rate of home price appreciation to flatten in Metro Atlanta. 

Matt Hermes with Keller Williams Realty and the Builder Trade In Program says that "With the low inventory of homes currently available and the current numbers of Buyers in the market, Atlanta has seen price increases that will flatten once new home construction starts to catch up with the demand.  As the new homes come on the market, the current inventory levels will start to level out and when this happens the price increases we are seeing will level off as well. New home construction has been caught a little bit behind the 8-ball and builders are trying to catch up with the demand for homes. Once this happens new home sales will take off." according to Hermes.  The Builder Trade Program is a national organization that has been helping Buyers, Sellers and Home Builders for over 35 years.

Here is a link to the article from Fox News: New Home Construction up 6.8%

Our Builder Trade In Program (BTIP) is designed to help homeowners who would like to purchase a New Construction home but have a home to sell. The BTIP is designed to specifically work with new home builders and those looking to buy new homes solve the problem of selling a existing home prior to purchasing.  With a three tier approach to removing any type of contingency on the sale of a existing home the BTIP is the number on resource for new home Buyers.

"This unique system allows both the Builder and Buyer to work together to come up with a solution to either sell or lease a current home in order to be able to move right into a brand new home" Hermes stated. The BTIP currently is working with a number of local home builders to bring this opportunity to the general public. Builders such as Chafin Home Builders and Acadia homes have joined with the BTIP to make new homes available to those who are looking to buy new construction.


If you would like to get more information on the Builder Trade in Program, please contact us at 678.775.2787 or email us from the BTIP website.

Atlanta Luxury Homes Website Launch - www.LuxuryHomesGuru.com

Atlanta Luxury Homes Website Launch - www.LuxuryHomesGuru.com just recently launched in the Atlanta market and is getting rave reviews from both Buyers and Sellers.

Hermes & Associates with Keller Williams Realty Atlanta Partners has created their Luxury Homes division in order to offer the Luxury home Buyer and Seller the opportunity for unique marketing opportunities not offered by other Luxury Realtors.

The real estate market in and around greater metro Atlanta has made a paradigm shift from a strong Buyers market to a more balanced market which allows both Buyer and Seller clients the opportunity to find exceptional homes at fair and balanced prices.

Price levels are still not in line with the market conditions prior to 2008 however a rebound is in the works. Hermes & Associates, your Luxury Homes Guru, is pleased to offer clients exceptional marketing exposure and expertise to handle all areas of the metro Atlanta market.

If you or someone you know is looking to purchase or sell your estate or luxury property please give us a call to arrange your private, confidential consultation.

Hermes & Associates was ranked as the #2 Realtor in Northeast Atlanta in 2012 by providing our clients with exceptional service and results. Give us a call today or email us and we will be happy to meet with you at your convenience.

Homes Currently For Sale

Our team has some great listings currently! Here is a snippet of each. To more on the homes or other listings, visit our website.

1972 Bakers Mill Road- $500,000

Located in Hamilton Mill in Dacula, GA, this golf course home, located on the 18th hole, is absolutely gorgeous. It includes hardwood floors, granite counters, stainless appliances, and double ovens. It has a luxurious Master Suite with fireplace and fabulous master bath featuring a step-in glass shower and separate custom tub. Bonuses inculde a finished terrace level with media room, workout room, bedroom and full bath, heated saltwater pool and spa, deck and covered patio overlooking fenced yard and golf view. Come enjoy the pool and view this summer!

2931 Hudson Drive-$400,000

This Lilburn home has so much character and extra very cool additions, it's hard to describe them all. It is a one of a kind slice of heaven on over 3 lovingly manicured acres. Features include hardwood floors throughout, screened porch and separate deck overlooking multiple outdoor rooms for dining, entertaining, and fireplace tatherings. Separate brick barn with 2 car garage/workshop, wet bar, fridge and bathroom including shower could easily convert to apartment, office, studio, 2 streams, gardens, pasture, wooden covered bridge and grass covered stone bridge. All of this begs to be seen in person and you won''t understand        
                                                                                    unless you do!

1835 Millside Terrace- $400,000

This 5 bedroom, 4.5 bath home in Hamilton Mill is another cul de sac home with lots of kids in the area. Touches include hardwood floors throughout main level, large kitchen with keeping room and granite counters, island, double ovens, master on main with spacious spa-like bath, huge secondary bedrooms on upper level with loft area,  3 car garage, spacious rooms, new porch recently updated, fully finished terrace level ready to host with bar-kitchen, media room, and more! 

2012 Silver Birch Court- $395,000

This home, located in Bethlehem, Ga, has a gorgeous Master on Main on large cul-de-sac lot. Hardwood floors throughout main level. Beautiful Master Suite on Main and spacious secondary bedrooms upstairs. 2 Separate garages to house total 4 vehicles. Formal Dining Room, Great room with Vaulted ceilings, Gourmet kitchen with dark stained cabinets and keeping room. Full basement ready for customization!

2202 Floral Ridge Drive- $389,000

Hamilton Mill's premier Glenaire section makes this home a must see. This is a great home and value in today's market with a large open floor plan. It has a spacious kitchen with granite counters, island, study off kitchen, newly re-finished hardwood floors, bedroom and full bath on main along with huge family room with bowed wall of windows overlooking private rear yard, separate dining and living rooms, Four additional bedrooms up, tremendous master suite with fireplace and a bathroom you will not believe, and a large unfinished basement.

140 Railroad Street- $350,000

Gorgeous historic home located in Jackson, with over 2.5 acres, a custom built barn, salt-water pool and beautiful landscaping.Wrap around front porch welcomes into 4BR/3.5BA house with original pine floors, 12ft ceilings and crown molding. Gourmet kitchen features 1 of the 3 working fireplaces, granite counters, double ovens, glass front custom cabinetry, island & keeping room. It has a master on main with spacious new bath, closet and the downstairs laundry room, a teen Suite up with bath and porch, custom barn that adds to living spaces, 3-sided stable and fully fenced pasture. Ideal country living!

1701 Woodbow Crossing- $325, 000

This beautiful cape cod style home with 5 bedrooms & 4full baths on golf course is located in Hamilton Mill. It features a full daylight basement ready for customization, formal dining room, great room with fireplace and built in cabinetry.  Also, a huge master suite with sitting area, bath with separate updated shower and whirlpool tub, guest suite on main floor. Special feature- hardwood floors, stained cabinets and granite counters including on island in kitchen. Enjoy the golf course view from the deck this summer!

2931 McCannon Mill Drive- $320,000

This beautiful home in pristine condition is found in the highly sought after Mill Creek school cluster. It has been barely lived in and it shows. With gleaming hardwood floors on entire main level, a chef's kitchen with large breakfast bar, granite counters, stained cabinets, double ovens and a view to the open family room, and a full bedroom and bath on main level. The Upper level offers four additional bedrooms of tremendous size with large closets. Master bedroom is gorgeous and is nicer than a five start hotel. Three full bath up. Highly ranked schools and fabulous neighbors. Better than new!

2822 Hillgrove Drive- $294,900

Another home in Hamilton mill, this is a beautiful spacious and open home with formal living and dining rooms. Offering custom built-ins surrounding fireplace great room, large Master Suite with Trey Ceiling, double vanity, separate gardent tub and shower, gorgeous custom bar in finished terrace level with media room, exercise/rec room, and space for additional work room. Upgrades throughout this MUST SEE HOME!

4293 Milford Place- $204, 900

Beautiful brick front traditional home with huge, private lot backing all the way to a creek!  Details include hardwood floors and transom window entries, soaring ceilings, gas logs in fireplace and upgrades throughout, open kitchen and breakfast area w/butcher block island, granite counters, stainless appliances and professionally glazed cabinetry. Also, master suite with trey ceilings, dual vanities, whirlpool tub and walk-in closet, new carpets and roof w/architectural shingles,  partially finished basement w/storage room & workshop area. All in highly sought school district!

1581 Cordillo Court- $175,000

This great home in Charleston Park is located in the Mill Creek school district and is lots of home for the money. It has an open ranch floor plan with three bedrooms, two full baths. It is on a large level lot and has much more to offer!

1925 Branches Way- $160,000

This is a great home in quiet, improving neighborhood. Well maintained on 3/4 acre lot with fabulous pool and huge, oversized garage surrounded by private, wooded yard. Hardwood floors and spacious rooms inside.

103 Rue Saint Joan- $95,000

Lovely home in lake community, close to 3 boat ramps and I-85 access. Perfect weekend escape or full time lake living. This home is within walking distance of the lake and is situated in the quiet Brittany Harbor subdivision. Perfect location for a summer getaway and has a ton of space. Three bedrooms, two and a half baths. Wide open loft area can serve as a additional bedroom. Sit and relax on the covered front proch and watch the deer walk by your front door. This is a fantastic short sale opportunity that does not come along often so don't miss the opportunity to buy!

262 7th Avenue- $72,500

This house is a great investment opportunity with established tenant already in place! 3bed rooms, 2 bath ranch on large lot near downtown Winder. Convenient to 316.